Personal finance coach for iPhone
Your money, explained.
Add a few rough numbers, ask anything about your money, and see the math with your own numbers. Vera lays out your options and the tradeoffs of each. You make the calls.
Ask anything
Real questions, answered with your numbers.
Ask the way you'd ask a friend who knows money. Vera reads the numbers you entered and runs its calculators before it answers.
How it works
Three steps, no paperwork.
Add a few numbers
Income, spending, savings, debts and goals. Rough is fine, and there's nothing to link.
Ask anything
Type a question or tap a suggestion. Vera runs the numbers in its calculators.
See the math and your options
Get a plain answer, the numbers behind it, and options to consider. Save the ones you like to your plan.
The math, not guesses
Every number comes from a tested calculator.
The AI explains; the calculators do the math. That keeps the numbers consistent and checkable.
- Retirement odds from 5,000 simulated markets
- Debt payoff month by month, highest rate first or smallest balance first
- Home affordability with the full monthly cost and the cash left after closing
- Taxes with U.S. federal and state estimates
- Advisory fees and what they cost over decades
Private by design
Your numbers stay on your phone.
- No account and no sign-in. What you enter is stored on your phone.
- No bank logins. Vera doesn't connect to your accounts, so it can't see or move money.
- No ads. Your data is never sold.
- You're in control. Vera asks before it sends a question to its AI, Anthropic's Claude, and "Delete my data" erases everything in one tap.
If you leave "Help improve Vera" on, Vera keeps your questions and its answers for 90 days, without your numbers, name or device ID, to learn what people ask. You can turn it off in the app. Read the privacy policy.
Questions
Good to know.
Is Vera financial advice?
The Vera app is for education and planning. It explains the math and lays out your options, never tells you to buy or sell a security, and leaves the decisions to you.
What does it cost?
Vera is free, with no ads and no in-app purchases.
Does it work outside the U.S.?
Yes. Vera works in your currency, from dollars to rupees. Its tax calculators follow U.S. rules; elsewhere, Vera explains your local options in general terms.
How do I get help?
Email [email protected] or visit Support.
Ask Vera your first question.
Free on iPhone. Two minutes to set up, and rough numbers are fine.